중남미
연구정보
[경제] How Early One Should Start Financial Education? Evidence from a Large Scale Experiment
브라질 국외연구자료 연구보고서 - World Bank 발간일 : 2021-03-26 등록일 : 2021-05-01 원문링크
Economists disagree on many things, but there is an universal consensus in the field that education is key for long-term growth and development. Evidence strongly suggests that what really matters for development is the quality of education (Hanushek and Woessmann 2010). Unfortunately, there doesn’t seem to be an easy way to improve school quality. How can we ensure that students develop their reading, writing, and math skills from their very first days in school? This is a challenge that has led many countries to test interventions aimed at improving school quality. Hundreds of interventions have been tried and rigorously tested, but we are still far from having a good understanding of what policies are effective in enhancing school quality (Evans and Popova, 2015). While the development of reading, writing, and math skills are important, they also have implications on other fields such as financial literacy (Lusardi 2012). A recent meta-analysis compiled 71 experimental evaluations from developing countries. The evaluations tested the impact of programs aimed at improving the quality of elementary schools (proxied by standardized test scores). Overall, the programs included in the meta-analysis showed very limited effects on learning outcomes (McEwan 2015). The evidence suggests that improving school quality is difficult. The limited effects found by short-term interventions with completely new subjects—such as financial education— on learning outcomes should not be a surprise. To our knowledge, in addition to our study, there is only one experimental evaluation of a financial-education program that targeted elementary school students in a developing country. The pilot program was conducted in Ghana for a full school year but had no effects on learning and attitudinal and behavioral outcomes (Berry et al. 2015).
본 페이지에 등재된 자료는 운영기관(KIEP) 및 EMERiCs의 공식적인 입장을 대변하고 있지 않습니다.
| 이전글 | [경제] Trade, Jobs, and Worker Welfare | 2021-05-01 |
|---|---|---|
| 다음글 | [무역] 한-중미 FTA 전체발효에 따른 수출 유망품목 | 2021-05-08 |
